How Do I Use Apple Pay On My Iphone 12

So you’ve just gotten your shiny new iPhone 12 and you’re eager to start exploring all its amazing features. One such feature is Apple Pay, a convenient and secure way to make payments with just a few taps on your phone. But how exactly do you use Apple Pay on your iPhone 12? Don’t worry, we’ve got you covered. In this article, we’ll walk you through the step-by-step process of using Apple Pay on your brand new iPhone 12, ensuring that your shopping experience is not only effortless but also safe and secure. Get ready to revolutionize the way you make purchases!

Setting Up Apple Pay

Apple Pay is a convenient and secure way to make payments using your iPhone 12. To get started with Apple Pay, you first need to add a payment card to your device. This card will be used for making purchases and sending money. Here’s how you can add a payment card to your iPhone 12:

Adding a Payment Card

1. Open the Wallet app on your iPhone 12. It’s already installed on your device, so you don’t need to download anything.
2. Tap on the “+” button located in the top right corner of the screen.
3. You’ll have the option to either scan your card using the camera or enter the card details manually. Choose the method that is most convenient for you.
4. If you choose to scan your card, align it within the frame on the screen, and your iPhone 12 will automatically detect the card details.
5. If you prefer to enter the card details manually, simply type in the card number, expiry date, and security code.
6. Once you’ve entered all the necessary details, tap “Next” to proceed.
7. You might be asked to confirm your card details with your bank or card issuer. Follow the instructions provided to complete the verification process.
8. After your card is successfully added, you can proceed to set it as your default card for making payments.

Verifying Your Payment Card

To ensure the security of your payment card, it’s important to verify it before you can start using Apple Pay. Verification typically involves providing additional information or completing a verification process initiated by your bank or card issuer. Here’s how you can verify your payment card:

1. Open the Wallet app and select the payment card you want to verify.
2. Tap on the card and follow the instructions provided.
3. Depending on your bank or card issuer, verification methods may include receiving a verification code via SMS, email, or a phone call. Follow the prompts and provide the requested information to complete the verification process.
4. Once your payment card is successfully verified, you can confidently use Apple Pay for secure transactions.

Setting Your Default Card

Setting a default card allows for seamless and quick transactions with Apple Pay. When you have multiple payment cards added to your iPhone 12, it’s convenient to choose one as your default card. Here’s how you can set your default payment card:

1. Open the Settings app on your iPhone 12.
2. Scroll down and tap on “Wallet & Apple Pay.”
3. Under the “Transaction Defaults” section, tap on “Default Card.”
4. Choose the payment card that you want to set as your default card from the list of available cards.
5. Once selected, your chosen card will be designated as the default card for Apple Pay transactions.

Now that you have successfully set up Apple Pay and added your payment card, let’s delve into how to use it for various types of purchases.

Using Apple Pay for Purchases

Apple Pay offers the convenience of making secure payments in various settings, such as in stores, apps, and even on websites. Whether you’re shopping for groceries, making in-app purchases, or shopping online, Apple Pay simplifies the checkout process. Let’s explore how you can use Apple Pay for different types of purchases:

Making Payments in Stores

Paying with Apple Pay in stores is a breeze. Simply follow these steps:

1. When you’re ready to make a payment at a store, look for the contactless payment symbol.
2. If the payment terminal supports Apple Pay, you’ll see the Apple Pay logo or the contactless symbol.
3. Bring your iPhone 12 near the payment terminal, and the payment card you’ve designated as your default card will automatically appear on the screen.
4. Confirm the payment amount and authenticate using Face ID, Touch ID, or your device passcode.
5. Once the payment is successful, you’ll receive a confirmation notification on your iPhone 12, and the payment will be reflected in the Wallet app.

Making Payments in Apps

Many apps now support Apple Pay, allowing for quick and secure in-app purchases. Here’s how you can use Apple Pay for payments within apps:

1. Open the app from which you wish to make a purchase.
2. Browse through the products or services and add the desired items to your cart.
3. When you’re ready to make a payment, proceed to the checkout.
4. Select Apple Pay as your preferred payment method.
5. Verify the purchase amount, and authenticate the payment using Face ID, Touch ID, or your device passcode.
6. Once the transaction is completed, you’ll receive a confirmation within the app, and the payment will be reflected in the Wallet app.

Making Payments on Websites

Using Apple Pay to make payments on websites is a convenient way to complete online transactions securely. Follow these steps to make payments on websites with Apple Pay:

1. When you’re on the checkout page of a website that supports Apple Pay, look for the Apple Pay button or the Apple Pay logo.
2. Select Apple Pay as your payment method.
3. Verify the payment amount and confirm the transaction on your iPhone 12 using Face ID, Touch ID, or your device passcode.
4. Once the payment is successful, you’ll receive a confirmation from the website, and the transaction will be recorded in the Wallet app.

With Apple Pay, making payments becomes effortless and secure. Additionally, you can also send and receive money to friends and family using Apple Cash.

Sending and Receiving Money

Apple Pay offers a convenient peer-to-peer payment solution called Apple Cash, allowing you to send and receive money directly from your iPhone 12. Whether you want to split a bill or send money as a gift, Apple Cash makes it easy. Here’s how you can use Apple Cash:

Using Apple Cash

Apple Cash is integrated into the Messages app, allowing you to send and receive money directly in your conversations. Follow these steps to use Apple Cash:

1. Open a conversation in the Messages app with the person you want to send money to.
2. Tap on the App Store icon located next to the text input field.
3. Scroll through the available apps and select Apple Pay.
4. Enter the amount you want to send and tap “Pay.”
5. Verify the transaction details and authenticate using Face ID, Touch ID, or your device passcode.
6. The money will be sent instantly, and both you and the recipient will receive a notification confirming the transaction.

Transferring Money to Friends and Family

In addition to Apple Cash, you can also use Apple Pay to transfer money to friends and family directly from your linked payment cards. Here’s how you can transfer money:

1. Open the Wallet app on your iPhone 12.
2. Tap on the payment card you want to use for the transfer.
3. Tap on the three-dot icon in the bottom right corner of the screen.
4. Select “Transfer Money” from the options provided.
5. Enter the recipient’s details, such as their phone number or email address, and the amount you want to transfer.
6. Verify the transaction details and authenticate using Face ID, Touch ID, or your device passcode.
7. Once the transfer is completed, you’ll receive a notification confirming the transaction, and the recipient will receive the transferred amount in their Apple Pay account.

Managing your Apple Pay settings is crucial to ensure a seamless experience and keep track of your transactions. Let’s explore some of the settings you can manage:

Managing Apple Pay Settings

Viewing Transaction History

To keep track of your Apple Pay transactions, you can view your transaction history within the Wallet app. Here’s how:

1. Open the Wallet app on your iPhone 12.
2. Select the payment card for which you want to view the transaction history.
3. Scroll down to find the “Latest Transactions” section.
4. Here, you’ll find a chronological list of your recent Apple Pay transactions, including the date, time, and details of each transaction.

Managing Payment Cards

You can manage your payment cards by adding or removing cards from your Apple Pay account. Here’s how:

1. Open the Wallet app on your iPhone 12.
2. Tap on the payment card you want to manage.
3. Tap on the three-dot icon in the bottom right corner of the screen.
4. From the options provided, you can choose to remove the card or update its information, such as billing address or card details.

Changing Security Settings

Apple Pay prioritizes security, and you can customize your security settings to align with your preferences. Here’s how you can change your Apple Pay security settings:

1. Open the Settings app on your iPhone 12.
2. Scroll down and tap on “Wallet & Apple Pay.”
3. Under the “Security” section, you can toggle various security features on or off, such as “Double-Click Side Button for Wallet” or “Express Transit.”

By managing your Apple Pay settings, you can ensure a personalized and secure experience while using the service.

In conclusion, Apple Pay on your iPhone 12 provides a convenient and secure way to make payments, send and receive money, and manage your transactions. By setting up Apple Pay, adding a payment card, verifying it, and setting your default card, you can start enjoying the benefits of this digital payment solution. Whether you’re making purchases in stores, apps, or on websites, Apple Pay simplifies the checkout process. Additionally, with Apple Cash, you can easily send and receive money from friends and family. By managing your Apple Pay settings, viewing transaction history, managing payment cards, and changing security settings, you can customize your Apple Pay experience. So, go ahead and embrace the convenience of Apple Pay on your iPhone 12 for seamless and secure transactions.